Common Sense Financial Tips
Avoid Future Money Problems:
Create a budget (list all sources of income and all monthly expenses, including total owed).
Prioritize your debts (pay most expensive interest rates first); cut all unnecessary expenses.
Build up a rainy day funds by setting aside a small amount per paycheck in a savings account. Get into the habit of making regular deposits.
Contact a local consumer credit counseling service for help developing a monthly budget or a debt repayment plan with creditors.